Call reports 2007
WENONA STATE BANK — 2007
What WENONA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,312,000 | 26,988,000 | 27,440,000 | 26,647,000 |
| Total loans | 10,429,000 | 10,948,000 | 10,701,000 | 11,021,000 |
| Allowance for loan losses | 299,000 | 299,000 | 301,000 | 301,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,048,000 | 12,024,000 | 11,785,000 | 13,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,704,000 | 22,247,000 | 22,884,000 | 22,159,000 |
| Interest-bearing deposits | 19,376,000 | 19,051,000 | 19,762,000 | 18,882,000 |
| Noninterest-bearing deposits | 3,328,000 | 3,196,000 | 3,122,000 | 3,277,000 |
| Equity capital | 4,507,000 | 4,644,000 | 4,409,000 | 4,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 785,000 | 1,116,000 | 1,489,000 |
| Interest expense | 139,000 | 284,000 | 435,000 | 587,000 |
| Net interest income | 215,000 | 501,000 | 681,000 | 902,000 |
| Noninterest income | 37,000 | 63,000 | 100,000 | 136,000 |
| Noninterest expense | 224,000 | 399,000 | 622,000 | 846,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 165,000 | 159,000 | 192,000 |
| Income tax | 2,000 | 2,000 | 2,000 | -11,000 |
| Net income | 26,000 | 163,000 | 157,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,507,000 | 4,644,000 | 4,409,000 | 4,424,000 |
| Total capital | 4,670,000 | 4,880,000 | 4,577,000 | 4,591,000 |
| Risk-weighted assets | 12,923,000 | 18,784,000 | 13,271,000 | 13,230,000 |