Call reports 2006
WENONA STATE BANK — 2006
What WENONA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,242,000 | 25,558,000 | 26,214,000 | 26,416,000 |
| Total loans | 10,313,000 | 10,658,000 | 10,433,000 | 10,786,000 |
| Allowance for loan losses | 314,000 | 304,000 | 301,000 | 302,000 |
| Securities available for sale | 0 | 50,000 | 0 | 0 |
| Securities held to maturity | 11,481,000 | 11,465,000 | 11,624,000 | 11,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,731,000 | 20,983,000 | 21,620,000 | 21,869,000 |
| Interest-bearing deposits | 18,960,000 | 18,450,000 | 19,011,000 | 18,971,000 |
| Noninterest-bearing deposits | 2,771,000 | 2,533,000 | 2,609,000 | 2,898,000 |
| Equity capital | 4,418,000 | 4,460,000 | 4,455,000 | 4,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 676,000 | 1,021,000 | 1,369,000 |
| Interest expense | 111,000 | 231,000 | 360,000 | 497,000 |
| Net interest income | 215,000 | 445,000 | 661,000 | 872,000 |
| Noninterest income | 28,000 | 57,000 | 83,000 | 120,000 |
| Noninterest expense | 221,000 | 412,000 | 609,000 | 809,000 |
| Provision for loan losses | -25,000 | -25,000 | -25,000 | -25,000 |
| Pretax income | 47,000 | 115,000 | 160,000 | 208,000 |
| Income tax | 0 | 6,000 | 12,000 | 4,000 |
| Net income | 47,000 | 109,000 | 148,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,418,000 | 4,460,000 | 4,455,000 | 4,481,000 |
| Total capital | 4,575,000 | 4,620,000 | 4,610,000 | 4,645,000 |
| Risk-weighted assets | 12,396,000 | 12,678,000 | 12,509,000 | 13,006,000 |