Call reports 2003
WENONA STATE BANK — 2003
What WENONA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,311,000 | 28,808,000 | 27,860,000 | 26,818,000 |
| Total loans | 13,756,000 | 13,589,000 | 13,573,000 | 13,820,000 |
| Allowance for loan losses | 234,000 | 234,000 | 234,000 | 249,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,434,000 | 9,169,000 | 9,946,000 | 9,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,403,000 | 24,987,000 | 23,920,000 | 22,857,000 |
| Interest-bearing deposits | 21,338,000 | 22,259,000 | 21,298,000 | 20,137,000 |
| Noninterest-bearing deposits | 3,065,000 | 2,728,000 | 2,622,000 | 2,720,000 |
| Equity capital | 3,771,000 | 3,676,000 | 3,788,000 | 3,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 717,000 | 1,065,000 | 1,419,000 |
| Interest expense | 135,000 | 258,000 | 362,000 | 453,000 |
| Net interest income | 235,000 | 459,000 | 703,000 | 966,000 |
| Noninterest income | 24,000 | 55,000 | 84,000 | 73,000 |
| Noninterest expense | 162,000 | 351,000 | 504,000 | 691,000 |
| Provision for loan losses | 8,000 | 161,000 | 161,000 | 174,000 |
| Pretax income | 89,000 | 2,000 | 122,000 | 174,000 |
| Income tax | -8,000 | 0 | 8,000 | -34,000 |
| Net income | 97,000 | 2,000 | 114,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,771,000 | 3,676,000 | 3,788,000 | 3,882,000 |
| Total capital | 4,005,000 | 3,881,000 | 3,991,000 | 4,075,000 |
| Risk-weighted assets | 20,968,000 | 16,405,000 | 16,231,000 | 15,401,000 |