Call reports 2002
WENONA STATE BANK — 2002
What WENONA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,991,000 | 27,165,000 | 28,267,000 | 28,292,000 |
| Total loans | 14,499,000 | 14,818,000 | 15,190,000 | 15,492,000 |
| Allowance for loan losses | 142,000 | 148,000 | 229,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,197,000 | 9,676,000 | 9,617,000 | 9,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,187,000 | 23,313,000 | 24,448,000 | 24,492,000 |
| Interest-bearing deposits | 21,775,000 | 20,876,000 | 21,720,000 | 21,787,000 |
| Noninterest-bearing deposits | 2,412,000 | 2,437,000 | 2,728,000 | 2,705,000 |
| Equity capital | 3,643,000 | 3,647,000 | 3,603,000 | 3,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 790,000 | 1,173,000 | 1,564,000 |
| Interest expense | 183,000 | 359,000 | 523,000 | 676,000 |
| Net interest income | 209,000 | 431,000 | 650,000 | 888,000 |
| Noninterest income | 18,000 | 6,000 | 38,000 | 66,000 |
| Noninterest expense | 158,000 | 307,000 | 466,000 | 629,000 |
| Provision for loan losses | 8,000 | 18,000 | 108,000 | 112,000 |
| Pretax income | 61,000 | 112,000 | 114,000 | 213,000 |
| Income tax | 10,000 | 22,000 | 31,000 | 24,000 |
| Net income | 51,000 | 90,000 | 83,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,643,000 | 3,647,000 | 3,603,000 | 3,674,000 |
| Total capital | 3,785,000 | 3,795,000 | 3,808,000 | 3,885,000 |
| Risk-weighted assets | 16,195,000 | 21,096,000 | 16,396,000 | 16,828,000 |