Call reports 2001
WENONA STATE BANK — 2001
What WENONA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,745,000 | 27,239,000 | 27,195,000 | 27,877,000 |
| Total loans | 13,592,000 | 14,133,000 | 14,520,000 | 15,019,000 |
| Allowance for loan losses | 123,000 | 131,000 | 135,000 | 134,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,793,000 | 9,320,000 | 9,451,000 | 9,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,006,000 | 23,442,000 | 23,419,000 | 24,061,000 |
| Interest-bearing deposits | 20,004,000 | 21,062,000 | 21,320,000 | 21,279,000 |
| Noninterest-bearing deposits | 2,002,000 | 2,380,000 | 2,099,000 | 2,782,000 |
| Equity capital | 3,493,000 | 3,518,000 | 3,521,000 | 3,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 871,000 | 1,315,000 | 1,746,000 |
| Interest expense | 217,000 | 449,000 | 680,000 | 886,000 |
| Net interest income | 215,000 | 422,000 | 635,000 | 860,000 |
| Noninterest income | 22,000 | 40,000 | 59,000 | 75,000 |
| Noninterest expense | 147,000 | 280,000 | 441,000 | 600,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 83,000 | 167,000 | 230,000 | 305,000 |
| Income tax | 28,000 | 52,000 | 78,000 | 45,000 |
| Net income | 55,000 | 115,000 | 152,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,493,000 | 3,518,000 | 3,521,000 | 3,599,000 |
| Total capital | 3,616,000 | 3,649,000 | 3,655,000 | 3,733,000 |
| Risk-weighted assets | 14,242,000 | 14,692,000 | 15,706,000 | 16,672,000 |