Call reports 2013
ADVANTAGE BANK — 2013
What ADVANTAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 762,342,000 | 755,914,000 | 759,517,000 | 773,745,000 |
| Total loans | 559,839,000 | 575,351,000 | 589,151,000 | 629,302,000 |
| Allowance for loan losses | 11,532,000 | 10,556,000 | 9,671,000 | 8,276,000 |
| Securities available for sale | 38,546,000 | 102,693,000 | 101,168,000 | 84,131,000 |
| Securities held to maturity | 842,000 | 792,000 | 725,000 | 694,000 |
| Trading assets | 0 | 0 | 81,000 | 207,000 |
| Total deposits | 630,813,000 | 617,014,000 | 612,571,000 | 606,552,000 |
| Interest-bearing deposits | 600,748,000 | 586,543,000 | 582,586,000 | 574,986,000 |
| Noninterest-bearing deposits | 30,065,000 | 30,471,000 | 29,985,000 | 31,566,000 |
| Equity capital | 63,698,000 | 68,684,000 | 69,953,000 | 72,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,070,000 | 14,159,000 | 21,317,000 | 28,668,000 |
| Interest expense | 1,434,000 | 2,839,000 | 4,178,000 | 5,411,000 |
| Net interest income | 5,636,000 | 11,320,000 | 17,139,000 | 23,257,000 |
| Noninterest income | 1,620,000 | 3,109,000 | 4,475,000 | 5,353,000 |
| Noninterest expense | 6,455,000 | 13,217,000 | 19,883,000 | 26,127,000 |
| Provision for loan losses | 100,000 | 100,000 | -509,000 | -1,109,000 |
| Pretax income | 762,000 | 1,173,000 | 2,301,000 | 3,645,000 |
| Income tax | 55,000 | -5,697,000 | -5,526,000 | -4,693,000 |
| Net income | 707,000 | 6,870,000 | 7,827,000 | 8,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,370,000 | 65,485,000 | 66,733,000 | 70,163,000 |
| Total capital | 69,988,000 | 72,519,000 | 73,918,000 | 77,736,000 |
| Risk-weighted assets | 524,550,000 | 559,197,000 | 572,352,000 | 605,161,000 |