Call reports 2012
ADVANTAGE BANK — 2012
What ADVANTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 785,201,000 | 766,155,000 | 753,317,000 | 763,188,000 |
| Total loans | 636,713,000 | 617,368,000 | 601,264,000 | 573,701,000 |
| Allowance for loan losses | 14,954,000 | 14,185,000 | 14,508,000 | 12,147,000 |
| Securities available for sale | 59,776,000 | 72,386,000 | 79,665,000 | 85,254,000 |
| Securities held to maturity | 3,007,000 | 2,917,000 | 939,000 | 903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,462,000 | 641,677,000 | 634,410,000 | 631,854,000 |
| Interest-bearing deposits | 623,838,000 | 614,278,000 | 607,608,000 | 602,017,000 |
| Noninterest-bearing deposits | 31,624,000 | 27,399,000 | 26,802,000 | 29,837,000 |
| Equity capital | 48,723,000 | 49,560,000 | 50,371,000 | 62,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,687,000 | 16,778,000 | 24,731,000 | 32,673,000 |
| Interest expense | 2,138,000 | 4,075,000 | 5,770,000 | 7,308,000 |
| Net interest income | 6,549,000 | 12,703,000 | 18,961,000 | 25,365,000 |
| Noninterest income | 1,568,000 | 2,945,000 | 4,000,000 | 5,346,000 |
| Noninterest expense | 6,465,000 | 13,208,000 | 19,407,000 | 25,650,000 |
| Provision for loan losses | 1,005,000 | 1,142,000 | 1,599,000 | 144,000 |
| Pretax income | 647,000 | 1,298,000 | 1,955,000 | 5,042,000 |
| Income tax | 37,000 | -26,000 | -78,000 | -40,000 |
| Net income | 610,000 | 1,324,000 | 2,033,000 | 5,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,435,000 | 49,157,000 | 49,878,000 | 62,302,000 |
| Total capital | 56,053,000 | 56,591,000 | 57,127,000 | 69,189,000 |
| Risk-weighted assets | 602,161,000 | 587,991,000 | 572,717,000 | 545,729,000 |