Call reports 2011
ADVANTAGE BANK — 2011
What ADVANTAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 789,693,000 | 763,967,000 | 791,065,000 | 765,926,000 |
| Total loans | 667,610,000 | 662,934,000 | 663,801,000 | 662,653,000 |
| Allowance for loan losses | 17,410,000 | 18,351,000 | 17,615,000 | 14,532,000 |
| Securities available for sale | 13,304,000 | 10,825,000 | 10,945,000 | 17,793,000 |
| Securities held to maturity | 3,804,000 | 3,663,000 | 3,493,000 | 3,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,361,000 | 633,777,000 | 628,926,000 | 634,206,000 |
| Interest-bearing deposits | 634,372,000 | 612,109,000 | 601,055,000 | 606,778,000 |
| Noninterest-bearing deposits | 24,989,000 | 21,668,000 | 27,871,000 | 27,428,000 |
| Equity capital | 47,804,000 | 46,672,000 | 47,120,000 | 48,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,716,000 | 18,924,000 | 27,982,000 | 36,786,000 |
| Interest expense | 2,906,000 | 5,465,000 | 7,800,000 | 10,031,000 |
| Net interest income | 6,810,000 | 13,459,000 | 20,182,000 | 26,755,000 |
| Noninterest income | 1,198,000 | 1,727,000 | 2,260,000 | 2,079,000 |
| Noninterest expense | 6,743,000 | 13,289,000 | 19,866,000 | 25,947,000 |
| Provision for loan losses | 1,013,000 | 2,810,000 | 3,038,000 | 2,279,000 |
| Pretax income | 1,530,000 | 363,000 | 814,000 | 1,884,000 |
| Income tax | 548,000 | 536,000 | 537,000 | 538,000 |
| Net income | 982,000 | -173,000 | 277,000 | 1,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,388,000 | 46,246,000 | 46,731,000 | 47,837,000 |
| Total capital | 55,378,000 | 53,977,000 | 54,582,000 | 55,513,000 |
| Risk-weighted assets | 629,795,000 | 607,817,000 | 618,321,000 | 607,213,000 |