Call reports 2010
ADVANTAGE BANK — 2010
What ADVANTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 849,017,000 | 838,037,000 | 847,208,000 | 816,770,000 |
| Total loans | 702,975,000 | 695,025,000 | 706,728,000 | 687,869,000 |
| Allowance for loan losses | 15,821,000 | 15,676,000 | 16,855,000 | 16,870,000 |
| Securities available for sale | 47,796,000 | 38,300,000 | 35,493,000 | 30,670,000 |
| Securities held to maturity | 2,055,000 | 2,742,000 | 3,486,000 | 3,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,192,000 | 656,337,000 | 652,254,000 | 660,323,000 |
| Interest-bearing deposits | 638,943,000 | 640,042,000 | 636,126,000 | 632,837,000 |
| Noninterest-bearing deposits | 14,249,000 | 16,295,000 | 16,128,000 | 27,486,000 |
| Equity capital | 61,268,000 | 57,458,000 | 46,981,000 | 47,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,272,000 | 20,483,000 | 30,876,000 | 41,209,000 |
| Interest expense | 3,856,000 | 7,507,000 | 10,963,000 | 14,091,000 |
| Net interest income | 6,416,000 | 12,976,000 | 19,913,000 | 27,118,000 |
| Noninterest income | 1,345,000 | 2,490,000 | 3,229,000 | 4,287,000 |
| Noninterest expense | 6,431,000 | 12,870,000 | 19,907,000 | 26,150,000 |
| Provision for loan losses | 904,000 | 6,117,000 | 17,524,000 | 18,460,000 |
| Pretax income | 426,000 | -3,521,000 | -14,289,000 | -13,205,000 |
| Income tax | 103,000 | 83,000 | -303,000 | -242,000 |
| Net income | 323,000 | -3,604,000 | -13,986,000 | -12,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,657,000 | 55,742,000 | 45,412,000 | 46,433,000 |
| Total capital | 67,907,000 | 63,988,000 | 53,777,000 | 54,645,000 |
| Risk-weighted assets | 652,417,000 | 652,274,000 | 660,723,000 | 648,330,000 |