Call reports 2009
ADVANTAGE BANK — 2009
What ADVANTAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 964,916,000 | 941,492,000 | 889,621,000 | 843,959,000 |
| Total loans | 745,390,000 | 719,414,000 | 701,152,000 | 677,041,000 |
| Allowance for loan losses | 15,860,000 | 15,466,000 | 12,505,000 | 16,099,000 |
| Securities available for sale | 85,024,000 | 75,824,000 | 60,853,000 | 55,862,000 |
| Securities held to maturity | 10,338,000 | 2,224,000 | 2,160,000 | 2,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,091,000 | 716,278,000 | 674,627,000 | 664,986,000 |
| Interest-bearing deposits | 711,132,000 | 702,659,000 | 663,053,000 | 648,298,000 |
| Noninterest-bearing deposits | 13,959,000 | 13,619,000 | 11,574,000 | 16,688,000 |
| Equity capital | 71,961,000 | 71,912,000 | 72,824,000 | 60,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,983,000 | 23,359,000 | 34,434,000 | 45,157,000 |
| Interest expense | 5,956,000 | 11,220,000 | 15,942,000 | 20,251,000 |
| Net interest income | 6,027,000 | 12,139,000 | 18,492,000 | 24,906,000 |
| Noninterest income | 1,582,000 | 3,103,000 | 4,319,000 | 6,088,000 |
| Noninterest expense | 6,596,000 | 12,718,000 | 19,399,000 | 25,693,000 |
| Provision for loan losses | 648,000 | 1,438,000 | 1,877,000 | 21,792,000 |
| Pretax income | 365,000 | 1,086,000 | 1,535,000 | -16,491,000 |
| Income tax | -4,000 | 549,000 | 417,000 | -5,936,000 |
| Net income | 369,000 | 537,000 | 1,118,000 | -10,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,324,000 | 70,472,000 | 71,072,000 | 59,336,000 |
| Total capital | 78,468,000 | 78,311,000 | 78,696,000 | 67,285,000 |
| Risk-weighted assets | 643,771,000 | 619,486,000 | 605,058,000 | 627,808,000 |