Call reports 2007
ADVANTAGE BANK — 2007
What ADVANTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,043,035,000 | 1,041,546,000 | 1,047,173,000 | 1,021,563,000 |
| Total loans | 836,854,000 | 842,082,000 | 844,786,000 | 822,898,000 |
| Allowance for loan losses | 7,126,000 | 7,020,000 | 6,253,000 | 6,623,000 |
| Securities available for sale | 105,057,000 | 98,932,000 | 97,490,000 | 88,754,000 |
| Securities held to maturity | 3,362,000 | 3,161,000 | 3,004,000 | 2,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 690,311,000 | 685,674,000 | 704,178,000 | 702,534,000 |
| Interest-bearing deposits | 675,049,000 | 669,543,000 | 683,209,000 | 683,843,000 |
| Noninterest-bearing deposits | 15,262,000 | 16,131,000 | 20,969,000 | 18,691,000 |
| Equity capital | 84,932,000 | 85,437,000 | 86,256,000 | 87,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 16,181,000 | 32,699,000 | 49,088,000 | 65,318,000 |
| Interest expense | 8,803,000 | 17,888,000 | 27,277,000 | 36,279,000 |
| Net interest income | 7,378,000 | 14,811,000 | 21,811,000 | 29,039,000 |
| Noninterest income | 1,319,000 | 2,147,000 | 3,465,000 | 4,942,000 |
| Noninterest expense | 6,124,000 | 12,124,000 | 18,928,000 | 25,343,000 |
| Provision for loan losses | 195,000 | 315,000 | 515,000 | 1,495,000 |
| Pretax income | 2,378,000 | 4,519,000 | 5,833,000 | 7,143,000 |
| Income tax | 759,000 | 1,437,000 | 1,744,000 | 2,074,000 |
| Net income | 1,619,000 | 3,082,000 | 4,089,000 | 5,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,590,000 | 79,315,000 | 79,575,000 | 79,791,000 |
| Total capital | 85,716,000 | 86,335,000 | 85,828,000 | 86,414,000 |
| Risk-weighted assets | 756,935,000 | 752,943,000 | 765,547,000 | 749,139,000 |