Call reports 2006
ADVANTAGE BANK — 2006
What ADVANTAGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,050,378,000 | 1,067,164,000 | 1,050,149,000 | 1,041,270,000 |
| Total loans | 844,788,000 | 849,483,000 | 842,615,000 | 830,019,000 |
| Allowance for loan losses | 7,321,000 | 7,639,000 | 7,084,000 | 7,144,000 |
| Securities available for sale | 105,221,000 | 110,482,000 | 109,655,000 | 107,322,000 |
| Securities held to maturity | 4,053,000 | 3,921,000 | 3,786,000 | 3,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 679,994,000 | 686,497,000 | 689,922,000 | 690,771,000 |
| Interest-bearing deposits | 667,407,000 | 672,948,000 | 676,014,000 | 677,285,000 |
| Noninterest-bearing deposits | 12,587,000 | 13,549,000 | 13,908,000 | 13,486,000 |
| Equity capital | 81,287,000 | 81,414,000 | 82,240,000 | 83,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,915,000 | 30,263,000 | 46,082,000 | 62,182,000 |
| Interest expense | 7,374,000 | 15,383,000 | 24,031,000 | 32,774,000 |
| Net interest income | 7,541,000 | 14,880,000 | 22,051,000 | 29,408,000 |
| Noninterest income | 1,263,000 | 2,479,000 | 3,535,000 | 4,375,000 |
| Noninterest expense | 5,766,000 | 11,204,000 | 17,085,000 | 22,973,000 |
| Provision for loan losses | 360,000 | 720,000 | 1,080,000 | 1,440,000 |
| Pretax income | 2,678,000 | 5,435,000 | 7,421,000 | 9,370,000 |
| Income tax | 863,000 | 1,717,000 | 2,412,000 | 3,002,000 |
| Net income | 1,815,000 | 3,718,000 | 5,009,000 | 6,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,110,000 | 76,418,000 | 76,320,000 | 77,715,000 |
| Total capital | 83,431,000 | 84,057,000 | 83,404,000 | 84,859,000 |
| Risk-weighted assets | 741,419,000 | 754,926,000 | 750,850,000 | 739,133,000 |