Call reports 2002
ADVANTAGE BANK — 2002
What ADVANTAGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,039,340,000 | 1,068,602,000 | 1,087,201,000 | 1,065,089,000 |
| Total loans | 821,709,000 | 799,664,000 | 797,706,000 | 797,048,000 |
| Allowance for loan losses | 4,434,000 | 4,613,000 | 4,933,000 | 5,490,000 |
| Securities available for sale | 36,560,000 | 113,172,000 | 154,042,000 | 135,799,000 |
| Securities held to maturity | 42,256,000 | 38,768,000 | 31,858,000 | 25,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,116,000 | 707,612,000 | 707,642,000 | 698,724,000 |
| Interest-bearing deposits | 680,163,000 | 687,649,000 | 681,724,000 | 672,407,000 |
| Noninterest-bearing deposits | 21,953,000 | 19,963,000 | 25,918,000 | 26,317,000 |
| Equity capital | 87,009,000 | 88,078,000 | 89,000,000 | 81,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 16,902,000 | 34,056,000 | 50,610,000 | 66,448,000 |
| Interest expense | 10,273,000 | 20,002,000 | 29,532,000 | 38,571,000 |
| Net interest income | 6,629,000 | 14,054,000 | 21,078,000 | 27,877,000 |
| Noninterest income | 1,927,000 | 3,702,000 | 6,190,000 | 8,943,000 |
| Noninterest expense | 4,383,000 | 9,494,000 | 14,942,000 | 20,471,000 |
| Provision for loan losses | 357,000 | 564,000 | 902,000 | 1,319,000 |
| Pretax income | 3,816,000 | 7,698,000 | 11,424,000 | 15,032,000 |
| Income tax | 1,240,000 | 2,470,000 | 3,584,000 | 4,669,000 |
| Net income | 2,576,000 | 5,228,000 | 7,840,000 | 10,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,583,000 | 83,707,000 | 83,791,000 | 75,780,000 |
| Total capital | 88,017,000 | 88,320,000 | 88,724,000 | 81,270,000 |
| Risk-weighted assets | 616,807,000 | 629,629,000 | 642,499,000 | 638,337,000 |