Call reports 2001
ADVANTAGE BANK — 2001
What ADVANTAGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 329,436,000 | 1,020,705,000 | 1,005,262,000 | 1,092,717,000 |
| Total loans | 292,746,000 | 889,629,000 | 847,140,000 | 871,159,000 |
| Allowance for loan losses | 875,000 | 3,175,000 | 3,311,000 | 4,107,000 |
| Securities available for sale | 0 | 8,552,000 | 7,779,000 | 6,976,000 |
| Securities held to maturity | 7,030,000 | 13,861,000 | 16,112,000 | 49,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,016,000 | 665,475,000 | 653,781,000 | 734,312,000 |
| Interest-bearing deposits | 207,912,000 | 636,407,000 | 628,113,000 | 699,010,000 |
| Noninterest-bearing deposits | 13,104,000 | 29,068,000 | 25,668,000 | 35,302,000 |
| Equity capital | 22,919,000 | 75,112,000 | 77,821,000 | 87,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,905,000 | 38,809,000 | 57,145,000 | 75,316,000 |
| Interest expense | 3,882,000 | 25,230,000 | 37,097,000 | 48,550,000 |
| Net interest income | 2,023,000 | 13,579,000 | 20,048,000 | 26,766,000 |
| Noninterest income | 216,000 | 1,958,000 | 3,499,000 | 5,202,000 |
| Noninterest expense | 1,163,000 | 9,012,000 | 12,682,000 | 17,190,000 |
| Provision for loan losses | 49,000 | 306,000 | 457,000 | 608,000 |
| Pretax income | 1,027,000 | 6,219,000 | 10,408,000 | 14,170,000 |
| Income tax | 352,000 | 2,124,000 | 3,671,000 | 4,861,000 |
| Net income | 675,000 | 4,095,000 | 6,737,000 | 9,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,670,000 | 71,581,000 | 74,268,000 | 83,761,000 |
| Total capital | 23,545,000 | 74,756,000 | 77,579,000 | 87,868,000 |
| Risk-weighted assets | 185,622,000 | 596,035,000 | 603,051,000 | 641,826,000 |