Call reports 2009
FIRST NEBRASKA BANK OF WAYNE — 2009
What FIRST NEBRASKA BANK OF WAYNE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,147,000 | 35,594,000 | 36,631,000 | 35,972,000 |
| Total loans | 23,836,000 | 22,905,000 | 22,333,000 | 20,806,000 |
| Allowance for loan losses | 515,000 | 566,000 | 555,000 | 521,000 |
| Securities available for sale | 6,460,000 | 6,557,000 | 6,893,000 | 8,119,000 |
| Securities held to maturity | 64,000 | 62,000 | 60,000 | 57,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,003,000 | 31,631,000 | 32,148,000 | 31,798,000 |
| Interest-bearing deposits | 26,247,000 | 25,397,000 | 26,379,000 | 25,918,000 |
| Noninterest-bearing deposits | 5,756,000 | 6,234,000 | 5,769,000 | 5,880,000 |
| Equity capital | 3,698,000 | 3,523,000 | 4,084,000 | 3,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 848,000 | 1,240,000 | 1,622,000 |
| Interest expense | 111,000 | 197,000 | 263,000 | 318,000 |
| Net interest income | 315,000 | 651,000 | 977,000 | 1,304,000 |
| Noninterest income | 61,000 | 187,000 | 253,000 | 320,000 |
| Noninterest expense | 329,000 | 643,000 | 989,000 | 1,370,000 |
| Provision for loan losses | 80,000 | 419,000 | 464,000 | 789,000 |
| Pretax income | 4,000 | -187,000 | -186,000 | -498,000 |
| Income tax | 1,000 | 2,000 | 0 | 0 |
| Net income | 3,000 | -189,000 | -186,000 | -498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,571,000 | 3,429,000 | 3,962,000 | 3,654,000 |
| Total capital | 3,927,000 | 3,772,000 | 4,303,000 | 3,979,000 |
| Risk-weighted assets | 28,296,000 | 27,287,000 | 27,059,000 | 25,874,000 |