Call reports 2008
FIRST NEBRASKA BANK OF WAYNE — 2008
What FIRST NEBRASKA BANK OF WAYNE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 36,848,000 | 37,318,000 | 37,550,000 | 36,485,000 |
| Total loans | 26,783,000 | 28,424,000 | 26,414,000 | 25,718,000 |
| Allowance for loan losses | 266,000 | 433,000 | 406,000 | 493,000 |
| Securities available for sale | 4,886,000 | 4,706,000 | 4,728,000 | 4,848,000 |
| Securities held to maturity | 75,000 | 72,000 | 69,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,578,000 | 30,458,000 | 33,349,000 | 32,226,000 |
| Interest-bearing deposits | 25,282,000 | 25,056,000 | 27,943,000 | 26,749,000 |
| Noninterest-bearing deposits | 6,296,000 | 5,402,000 | 5,406,000 | 5,477,000 |
| Equity capital | 3,790,000 | 3,561,000 | 3,682,000 | 3,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,087,000 | 1,624,000 | 2,092,000 |
| Interest expense | 199,000 | 369,000 | 514,000 | 643,000 |
| Net interest income | 355,000 | 718,000 | 1,110,000 | 1,449,000 |
| Noninterest income | 73,000 | 146,000 | 216,000 | 288,000 |
| Noninterest expense | 338,000 | 690,000 | 1,037,000 | 1,309,000 |
| Provision for loan losses | 0 | 164,000 | 206,000 | 434,000 |
| Pretax income | 90,000 | 24,000 | 97,000 | 8,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 4,000 |
| Net income | 87,000 | 17,000 | 86,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,601,000 | 3,531,000 | 3,600,000 | 3,568,000 |
| Total capital | 3,867,000 | 3,950,000 | 3,992,000 | 3,955,000 |
| Risk-weighted assets | 32,325,000 | 33,498,000 | 31,335,000 | 30,845,000 |