Call reports 2005
FIRST NEBRASKA BANK OF WAYNE — 2005
What FIRST NEBRASKA BANK OF WAYNE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,666,000 | 32,502,000 | 34,741,000 | 35,474,000 |
| Total loans | 22,770,000 | 25,768,000 | 25,507,000 | 27,425,000 |
| Allowance for loan losses | 285,000 | 284,000 | 290,000 | 292,000 |
| Securities available for sale | 4,147,000 | 4,579,000 | 4,557,000 | 4,614,000 |
| Securities held to maturity | 662,000 | 205,000 | 198,000 | 119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,894,000 | 26,771,000 | 30,805,000 | 31,624,000 |
| Interest-bearing deposits | 22,735,000 | 21,475,000 | 25,401,000 | 25,921,000 |
| Noninterest-bearing deposits | 5,159,000 | 5,297,000 | 5,405,000 | 5,703,000 |
| Equity capital | 3,339,000 | 3,387,000 | 3,399,000 | 3,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 930,000 | 1,436,000 | 2,000,000 |
| Interest expense | 106,000 | 217,000 | 349,000 | 491,000 |
| Net interest income | 338,000 | 713,000 | 1,087,000 | 1,509,000 |
| Noninterest income | 53,000 | 105,000 | 158,000 | 214,000 |
| Noninterest expense | 270,000 | 557,000 | 837,000 | 1,140,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 121,000 | 261,000 | 408,000 | 583,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 117,000 | 254,000 | 397,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,379,000 | 3,418,000 | 3,433,000 | 3,433,000 |
| Total capital | 3,664,000 | 3,702,000 | 3,723,000 | 3,725,000 |
| Risk-weighted assets | 25,212,000 | 27,657,000 | 28,386,000 | 30,339,000 |