Call reports 2004
FIRST NEBRASKA BANK OF WAYNE — 2004
What FIRST NEBRASKA BANK OF WAYNE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 32,814,000 | 32,064,000 | 33,905,000 | 32,942,000 |
| Total loans | 22,989,000 | 25,654,000 | 23,695,000 | 22,015,000 |
| Allowance for loan losses | 280,000 | 278,000 | 269,000 | 273,000 |
| Securities available for sale | 3,174,000 | 3,355,000 | 4,772,000 | 3,699,000 |
| Securities held to maturity | 1,347,000 | 1,079,000 | 966,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,033,000 | 27,691,000 | 29,999,000 | 29,177,000 |
| Interest-bearing deposits | 24,073,000 | 23,551,000 | 25,470,000 | 24,047,000 |
| Noninterest-bearing deposits | 4,960,000 | 4,140,000 | 4,530,000 | 5,131,000 |
| Equity capital | 3,366,000 | 3,389,000 | 3,446,000 | 3,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 926,000 | 1,390,000 | 1,835,000 |
| Interest expense | 118,000 | 232,000 | 345,000 | 455,000 |
| Net interest income | 343,000 | 694,000 | 1,045,000 | 1,380,000 |
| Noninterest income | 45,000 | 94,000 | 135,000 | 185,000 |
| Noninterest expense | 255,000 | 499,000 | 728,000 | 960,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 133,000 | 289,000 | 452,000 | 535,000 |
| Income tax | 0 | 0 | 0 | 12,000 |
| Net income | 133,000 | 289,000 | 452,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,330,000 | 3,389,000 | 3,428,000 | 3,358,000 |
| Total capital | 3,610,000 | 3,667,000 | 3,697,000 | 3,631,000 |
| Risk-weighted assets | 25,188,000 | 26,363,000 | 25,696,000 | 24,612,000 |