Call reports 2003
FIRST NEBRASKA BANK OF WAYNE — 2003
What FIRST NEBRASKA BANK OF WAYNE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,116,000 | 33,794,000 | 31,984,000 | 32,987,000 |
| Total loans | 21,720,000 | 22,960,000 | 25,290,000 | 24,146,000 |
| Allowance for loan losses | 259,000 | 264,000 | 257,000 | 280,000 |
| Securities available for sale | 3,080,000 | 3,579,000 | 2,289,000 | 2,979,000 |
| Securities held to maturity | 2,842,000 | 2,447,000 | 2,223,000 | 1,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,302,000 | 29,798,000 | 27,790,000 | 29,163,000 |
| Interest-bearing deposits | 25,335,000 | 24,900,000 | 22,922,000 | 24,227,000 |
| Noninterest-bearing deposits | 4,967,000 | 4,899,000 | 4,869,000 | 4,936,000 |
| Equity capital | 3,358,000 | 3,421,000 | 3,418,000 | 3,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 996,000 | 1,503,000 | 1,985,000 |
| Interest expense | 142,000 | 279,000 | 412,000 | 536,000 |
| Net interest income | 369,000 | 717,000 | 1,091,000 | 1,449,000 |
| Noninterest income | 49,000 | 92,000 | 148,000 | 195,000 |
| Noninterest expense | 251,000 | 499,000 | 749,000 | 1,060,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 167,000 | 310,000 | 490,000 | 559,000 |
| Income tax | 0 | 0 | 0 | 43,000 |
| Net income | 167,000 | 310,000 | 490,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,318,000 | 3,365,000 | 3,407,000 | 3,315,000 |
| Total capital | 3,577,000 | 3,629,000 | 3,664,000 | 3,595,000 |
| Risk-weighted assets | 25,031,000 | 25,723,000 | 27,366,000 | 26,441,000 |