Call reports 2001
BANK OF BUFFALO — 2001
What BANK OF BUFFALO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,334,000 | 41,201,000 | 43,302,000 | 43,097,000 |
| Total loans | 25,689,000 | 26,126,000 | 26,619,000 | 24,877,000 |
| Allowance for loan losses | 234,000 | 225,000 | 240,000 | 390,000 |
| Securities available for sale | 7,337,000 | 9,393,000 | 11,208,000 | 11,583,000 |
| Securities held to maturity | 249,000 | 249,000 | 250,000 | 748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,569,000 | 36,722,000 | 38,604,000 | 39,392,000 |
| Interest-bearing deposits | 32,728,000 | 33,696,000 | 35,731,000 | 36,570,000 |
| Noninterest-bearing deposits | 2,841,000 | 3,026,000 | 2,873,000 | 2,822,000 |
| Equity capital | 3,209,000 | 3,249,000 | 3,451,000 | 2,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,408,000 | 2,108,000 | 2,784,000 |
| Interest expense | 429,000 | 856,000 | 1,271,000 | 1,655,000 |
| Net interest income | 267,000 | 552,000 | 837,000 | 1,129,000 |
| Noninterest income | 68,000 | 134,000 | 195,000 | 201,000 |
| Noninterest expense | 273,000 | 542,000 | 828,000 | 1,074,000 |
| Provision for loan losses | 15,000 | 30,000 | 47,000 | 836,000 |
| Pretax income | 47,000 | 114,000 | 157,000 | -580,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 46,000 | 112,000 | 154,000 | -584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,173,000 | 3,206,000 | 3,217,000 | 2,480,000 |
| Total capital | 3,407,000 | 3,431,000 | 3,457,000 | 2,820,000 |
| Risk-weighted assets | 26,047,000 | 27,354,000 | 28,799,000 | 27,610,000 |