Call reports 2008
PREMIER BANK — 2008
What PREMIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,569,820,000 | 1,504,444,000 | 1,499,754,000 | 1,523,574,000 |
| Total loans | 1,386,765,000 | 1,332,534,000 | 1,264,733,000 | 1,220,840,000 |
| Allowance for loan losses | 41,173,000 | 41,563,000 | 32,327,000 | 30,318,000 |
| Securities available for sale | 119,443,000 | 69,914,000 | 62,971,000 | 141,820,000 |
| Securities held to maturity | 5,099,000 | 5,096,000 | 4,957,000 | 4,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,332,875,000 | 1,252,790,000 | 1,252,425,000 | 1,232,925,000 |
| Interest-bearing deposits | 1,285,410,000 | 1,200,294,000 | 1,204,590,000 | 1,188,450,000 |
| Noninterest-bearing deposits | 47,465,000 | 52,496,000 | 47,835,000 | 44,475,000 |
| Equity capital | 144,514,000 | 143,707,000 | 129,847,000 | 123,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 24,963,000 | 46,095,000 | 66,241,000 | 84,881,000 |
| Interest expense | 14,006,000 | 25,339,000 | 35,998,000 | 47,908,000 |
| Net interest income | 10,957,000 | 20,756,000 | 30,243,000 | 36,973,000 |
| Noninterest income | 986,000 | 1,924,000 | 2,584,000 | 3,176,000 |
| Noninterest expense | 8,242,000 | 16,177,000 | 25,004,000 | 33,846,000 |
| Provision for loan losses | 21,750,000 | 24,750,000 | 34,750,000 | 40,150,000 |
| Pretax income | -18,006,000 | -17,743,000 | -26,425,000 | -33,345,000 |
| Income tax | -6,679,000 | -6,587,000 | -1,431,000 | -1,353,000 |
| Net income | -11,327,000 | -11,156,000 | -24,994,000 | -31,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,803,000 | 142,975,000 | 129,034,000 | 122,138,000 |
| Total capital | 161,545,000 | 161,042,000 | 146,344,000 | 138,929,000 |
| Risk-weighted assets | 1,476,913,000 | 1,421,868,000 | 1,369,743,000 | 1,329,737,000 |