Call reports 2007
PREMIER BANK — 2007
What PREMIER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,335,858,000 | 1,442,276,000 | 1,546,788,000 | 1,578,586,000 |
| Total loans | 1,133,590,000 | 1,235,746,000 | 1,336,340,000 | 1,347,535,000 |
| Allowance for loan losses | 9,620,000 | 12,640,000 | 21,074,000 | 23,062,000 |
| Securities available for sale | 121,505,000 | 125,942,000 | 135,740,000 | 140,337,000 |
| Securities held to maturity | 0 | 5,105,000 | 5,103,000 | 5,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,140,292,000 | 1,226,391,000 | 1,317,476,000 | 1,315,930,000 |
| Interest-bearing deposits | 1,099,101,000 | 1,181,138,000 | 1,263,291,000 | 1,259,449,000 |
| Noninterest-bearing deposits | 41,191,000 | 45,253,000 | 54,185,000 | 56,481,000 |
| Equity capital | 122,415,000 | 136,278,000 | 154,521,000 | 155,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 25,049,000 | 53,120,000 | 83,133,000 | 111,738,000 |
| Interest expense | 14,153,000 | 29,673,000 | 46,635,000 | 63,034,000 |
| Net interest income | 10,896,000 | 23,447,000 | 36,498,000 | 48,704,000 |
| Noninterest income | 619,000 | 2,478,000 | 3,315,000 | 4,127,000 |
| Noninterest expense | 6,322,000 | 13,832,000 | 21,590,000 | 30,110,000 |
| Provision for loan losses | 1,270,000 | 4,320,000 | 14,095,000 | 17,595,000 |
| Pretax income | 3,923,000 | 7,773,000 | 4,128,000 | 5,126,000 |
| Income tax | 1,473,000 | 2,951,000 | 1,635,000 | 2,022,000 |
| Net income | 2,450,000 | 4,822,000 | 2,493,000 | 3,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,021,000 | 136,043,000 | 153,715,000 | 154,324,000 |
| Total capital | 131,641,000 | 148,683,000 | 172,331,000 | 172,918,000 |
| Risk-weighted assets | 1,257,271,000 | 1,375,920,000 | 1,486,815,000 | 1,483,031,000 |