Call reports 2006
PREMIER BANK — 2006
What PREMIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 829,500,000 | 924,891,000 | 1,046,489,000 | 1,167,953,000 |
| Total loans | 701,020,000 | 787,477,000 | 870,928,000 | 1,007,535,000 |
| Allowance for loan losses | 6,376,000 | 6,955,000 | 7,593,000 | 8,518,000 |
| Securities available for sale | 78,331,000 | 87,019,000 | 107,820,000 | 110,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,429,000 | 773,228,000 | 897,082,000 | 1,009,877,000 |
| Interest-bearing deposits | 665,519,000 | 736,546,000 | 865,935,000 | 955,470,000 |
| Noninterest-bearing deposits | 29,910,000 | 36,682,000 | 31,147,000 | 54,407,000 |
| Equity capital | 70,630,000 | 80,238,000 | 88,934,000 | 104,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 13,685,000 | 29,796,000 | 49,082,000 | 71,345,000 |
| Interest expense | 6,940,000 | 15,431,000 | 25,810,000 | 38,362,000 |
| Net interest income | 6,745,000 | 14,365,000 | 23,272,000 | 32,983,000 |
| Noninterest income | 414,000 | 1,055,000 | 1,607,000 | 2,237,000 |
| Noninterest expense | 3,860,000 | 8,616,000 | 13,896,000 | 20,117,000 |
| Provision for loan losses | 571,000 | 1,170,000 | 1,822,000 | 2,750,000 |
| Pretax income | 2,728,000 | 5,634,000 | 9,161,000 | 12,353,000 |
| Income tax | 1,022,000 | 2,114,000 | 3,435,000 | 4,641,000 |
| Net income | 1,706,000 | 3,520,000 | 5,726,000 | 7,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,095,000 | 80,629,000 | 88,835,000 | 104,071,000 |
| Total capital | 78,471,000 | 87,584,000 | 96,428,000 | 112,589,000 |
| Risk-weighted assets | 750,326,000 | 843,233,000 | 961,274,000 | 1,120,062,000 |