Call reports 2002
PREMIER BANK — 2002
What PREMIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 136,770,000 | 157,311,000 | 184,325,000 | 190,436,000 |
| Total loans | 108,687,000 | 125,319,000 | 144,387,000 | 154,133,000 |
| Allowance for loan losses | 1,011,000 | 1,123,000 | 1,278,000 | 1,470,000 |
| Securities available for sale | 11,682,000 | 17,040,000 | 19,842,000 | 20,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,189,000 | 129,672,000 | 151,660,000 | 156,115,000 |
| Interest-bearing deposits | 102,732,000 | 117,091,000 | 139,690,000 | 142,868,000 |
| Noninterest-bearing deposits | 9,457,000 | 12,581,000 | 11,970,000 | 13,247,000 |
| Equity capital | 10,583,000 | 13,953,000 | 14,333,000 | 14,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,031,000 | 4,351,000 | 6,890,000 | 9,683,000 |
| Interest expense | 1,021,000 | 2,102,000 | 3,265,000 | 4,539,000 |
| Net interest income | 1,010,000 | 2,249,000 | 3,625,000 | 5,144,000 |
| Noninterest income | 244,000 | 435,000 | 692,000 | 1,091,000 |
| Noninterest expense | 764,000 | 1,595,000 | 2,465,000 | 3,511,000 |
| Provision for loan losses | 95,000 | 205,000 | 380,000 | 575,000 |
| Pretax income | 430,000 | 919,000 | 1,535,000 | 2,212,000 |
| Income tax | 166,000 | 352,000 | 583,000 | 823,000 |
| Net income | 264,000 | 567,000 | 952,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,521,000 | 13,824,000 | 14,209,000 | 14,646,000 |
| Total capital | 11,532,000 | 14,947,000 | 15,487,000 | 17,616,000 |
| Risk-weighted assets | 108,029,000 | 123,655,000 | 149,632,000 | 159,816,000 |