Call reports 2001
PREMIER BANK — 2001
What PREMIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 117,118,000 | 114,423,000 | 115,732,000 | 120,938,000 |
| Total loans | 83,944,000 | 91,622,000 | 92,270,000 | 95,352,000 |
| Allowance for loan losses | 874,000 | 797,000 | 882,000 | 915,000 |
| Securities available for sale | 13,346,000 | 12,537,000 | 13,355,000 | 12,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,686,000 | 96,342,000 | 97,473,000 | 100,475,000 |
| Interest-bearing deposits | 93,208,000 | 88,482,000 | 88,748,000 | 89,582,000 |
| Noninterest-bearing deposits | 7,478,000 | 7,859,000 | 8,725,000 | 10,893,000 |
| Equity capital | 8,797,000 | 8,949,000 | 9,222,000 | 9,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,415,000 | 6,559,000 | 8,622,000 |
| Interest expense | 1,325,000 | 2,646,000 | 3,890,000 | 4,999,000 |
| Net interest income | 868,000 | 1,769,000 | 2,669,000 | 3,623,000 |
| Noninterest income | 110,000 | 285,000 | 489,000 | 699,000 |
| Noninterest expense | 682,000 | 1,412,000 | 2,114,000 | 2,827,000 |
| Provision for loan losses | 60,000 | 160,000 | 258,000 | 321,000 |
| Pretax income | 246,000 | 492,000 | 815,000 | 1,238,000 |
| Income tax | 98,000 | 197,000 | 315,000 | 488,000 |
| Net income | 148,000 | 295,000 | 500,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,710,000 | 8,858,000 | 9,062,000 | 9,312,000 |
| Total capital | 9,584,000 | 9,655,000 | 9,944,000 | 10,227,000 |
| Risk-weighted assets | 87,379,000 | 87,400,000 | 89,754,000 | 91,758,000 |