Call reports 2011
SAN DIEGO TRUST BANK — 2011
What SAN DIEGO TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 202,214,000 | 201,900,000 | 213,279,000 | 213,474,000 |
| Total loans | 43,776,000 | 39,678,000 | 40,888,000 | 39,664,000 |
| Allowance for loan losses | 1,463,000 | 1,736,000 | 1,736,000 | 1,463,000 |
| Securities available for sale | 121,929,000 | 121,591,000 | 118,198,000 | 130,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,632,000 | 171,372,000 | 179,686,000 | 168,505,000 |
| Interest-bearing deposits | 122,119,000 | 120,708,000 | 119,643,000 | 115,506,000 |
| Noninterest-bearing deposits | 41,513,000 | 50,664,000 | 60,044,000 | 52,999,000 |
| Equity capital | 17,966,000 | 19,448,000 | 21,426,000 | 22,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,909,000 | 3,694,000 | 5,466,000 | 7,191,000 |
| Interest expense | 207,000 | 386,000 | 543,000 | 686,000 |
| Net interest income | 1,702,000 | 3,308,000 | 4,923,000 | 6,505,000 |
| Noninterest income | 116,000 | 217,000 | 321,000 | 436,000 |
| Noninterest expense | 1,482,000 | 2,893,000 | 4,450,000 | 5,574,000 |
| Provision for loan losses | 0 | 0 | 0 | -273,000 |
| Pretax income | 336,000 | 632,000 | 1,021,000 | 1,867,000 |
| Income tax | 34,000 | 63,000 | 101,000 | 257,000 |
| Net income | 302,000 | 569,000 | 920,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,868,000 | 18,213,000 | 18,570,000 | 19,278,000 |
| Total capital | 18,834,000 | 19,129,000 | 19,516,000 | 20,226,000 |
| Risk-weighted assets | 76,812,000 | 72,440,000 | 74,883,000 | 75,329,000 |