Call reports 2010
SAN DIEGO TRUST BANK — 2010
What SAN DIEGO TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 158,325,000 | 172,949,000 | 193,107,000 | 203,334,000 |
| Total loans | 49,792,000 | 50,215,000 | 49,417,000 | 49,887,000 |
| Allowance for loan losses | 1,550,000 | 1,550,000 | 1,550,000 | 1,463,000 |
| Securities available for sale | 71,983,000 | 90,656,000 | 108,838,000 | 120,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,441,000 | 143,482,000 | 161,231,000 | 171,147,000 |
| Interest-bearing deposits | 102,470,000 | 110,948,000 | 121,474,000 | 129,139,000 |
| Noninterest-bearing deposits | 27,971,000 | 32,534,000 | 39,757,000 | 42,008,000 |
| Equity capital | 17,186,000 | 18,297,000 | 19,707,000 | 17,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,366,000 | 5,150,000 | 7,010,000 |
| Interest expense | 230,000 | 479,000 | 717,000 | 950,000 |
| Net interest income | 1,439,000 | 2,887,000 | 4,433,000 | 6,060,000 |
| Noninterest income | 102,000 | 276,000 | 375,000 | 480,000 |
| Noninterest expense | 1,339,000 | 2,675,000 | 4,078,000 | 5,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 502,000 | 744,000 | 1,115,000 |
| Income tax | 34,000 | 94,000 | 118,000 | 156,000 |
| Net income | 182,000 | 408,000 | 626,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,476,000 | 16,772,000 | 17,059,000 | 17,547,000 |
| Total capital | 17,461,000 | 17,773,000 | 18,070,000 | 18,584,000 |
| Risk-weighted assets | 78,229,000 | 79,493,000 | 80,334,000 | 82,558,000 |