Call reports 2006
SAN DIEGO TRUST BANK — 2006
What SAN DIEGO TRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 81,704,000 | 81,561,000 | 84,064,000 | 95,126,000 |
| Total loans | 55,338,000 | 56,949,000 | 65,381,000 | 65,468,000 |
| Allowance for loan losses | 761,000 | 761,000 | 838,000 | 847,000 |
| Securities available for sale | 3,446,000 | 3,911,000 | 3,941,000 | 7,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,407,000 | 68,660,000 | 70,713,000 | 81,219,000 |
| Interest-bearing deposits | 53,014,000 | 54,305,000 | 57,000,000 | 61,533,000 |
| Noninterest-bearing deposits | 16,393,000 | 14,355,000 | 13,713,000 | 19,686,000 |
| Equity capital | 12,138,000 | 12,685,000 | 13,079,000 | 13,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,677,000 | 4,148,000 | 5,758,000 |
| Interest expense | 280,000 | 586,000 | 925,000 | 1,331,000 |
| Net interest income | 1,058,000 | 2,091,000 | 3,223,000 | 4,427,000 |
| Noninterest income | 49,000 | 98,000 | 148,000 | 198,000 |
| Noninterest expense | 741,000 | 1,487,000 | 2,310,000 | 3,235,000 |
| Provision for loan losses | 53,000 | 53,000 | 130,000 | 139,000 |
| Pretax income | 313,000 | 649,000 | 931,000 | 1,251,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 313,000 | 648,000 | 930,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,990,000 | 12,575,000 | 12,927,000 | 13,451,000 |
| Total capital | 12,767,000 | 13,352,000 | 13,781,000 | 14,316,000 |
| Risk-weighted assets | 66,341,000 | 67,526,000 | 74,018,000 | 75,143,000 |