Call reports 2003
SAN DIEGO TRUST BANK — 2003
What SAN DIEGO TRUST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 20,363,000 |
| Total loans | 2,662,000 |
| Allowance for loan losses | 34,000 |
| Securities available for sale | 5,030,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 9,497,000 |
| Interest-bearing deposits | 7,453,000 |
| Noninterest-bearing deposits | 2,044,000 |
| Equity capital | 10,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 53,000 |
| Interest expense | 5,000 |
| Net interest income | 48,000 |
| Noninterest income | 2,000 |
| Noninterest expense | 478,000 |
| Provision for loan losses | 34,000 |
| Pretax income | -462,000 |
| Income tax | 0 |
| Net income | -462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 10,838,000 |
| Total capital | 10,872,000 |
| Risk-weighted assets | 5,783,000 |