Call reports 2026
UNITED SOUTHERN BANK — 2026
What UNITED SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 360,301,000 | 353,663,000 |
| Total loans | 279,194,000 | 281,224,000 |
| Allowance for loan losses | 3,206,000 | 3,333,000 |
| Securities available for sale | 45,223,000 | 43,800,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 309,161,000 | 308,335,000 |
| Interest-bearing deposits | 220,805,000 | 223,649,000 |
| Noninterest-bearing deposits | 88,356,000 | 84,686,000 |
| Equity capital | 41,322,000 | 42,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,041,000 | 10,207,000 |
| Interest expense | 1,387,000 | 2,770,000 |
| Net interest income | 3,654,000 | 7,437,000 |
| Noninterest income | 489,000 | 1,006,000 |
| Noninterest expense | 2,387,000 | 4,758,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,606,000 | 3,385,000 |
| Income tax | 376,000 | 795,000 |
| Net income | 1,230,000 | 2,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,761,000 | 45,122,000 |