Call report 2025Q4
UNITED SOUTHERN BANK — 2025Q4
The 22 measures UNITED SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 352,220,000 | USD | evidence → |
| Total loans | 276,001,000 | USD | evidence → |
| Allowance for loan losses | 3,022,000 | USD | evidence → |
| Securities available for sale | 46,649,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 302,483,000 | USD | evidence → |
| Interest-bearing deposits | 218,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,691,000 | USD | evidence → |
| Equity capital | 40,260,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,303,000 | USD | evidence → |
| Interest expense | 5,940,000 | USD | evidence → |
| Net interest income | 13,363,000 | USD | evidence → |
| Noninterest income | 1,961,000 | USD | evidence → |
| Noninterest expense | 9,284,000 | USD | evidence → |
| Provision for loan losses | 505,000 | USD | evidence → |
| Pretax income | 5,529,000 | USD | evidence → |
| Income tax | 1,283,000 | USD | evidence → |
| Net income | 4,246,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,516,000 | USD | evidence → |