Call report 2015Q4
UNITED SOUTHERN BANK — 2015Q4
The 22 measures UNITED SOUTHERN BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,094,000 | USD | evidence → |
| Total loans | 206,183,000 | USD | evidence → |
| Allowance for loan losses | 2,958,000 | USD | evidence → |
| Securities available for sale | 31,609,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,507,000 | USD | evidence → |
| Interest-bearing deposits | 185,684,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,823,000 | USD | evidence → |
| Equity capital | 24,081,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,862,000 | USD | evidence → |
| Interest expense | 1,049,000 | USD | evidence → |
| Net interest income | 9,813,000 | USD | evidence → |
| Noninterest income | 1,189,000 | USD | evidence → |
| Noninterest expense | 9,236,000 | USD | evidence → |
| Provision for loan losses | 1,650,000 | USD | evidence → |
| Pretax income | 492,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,262,000 | USD | evidence → |
| Total capital | 26,874,000 | USD | evidence → |
| Risk-weighted assets | 208,664,000 | USD | evidence → |