Call reports 2001
UNITED SOUTHERN BANK — 2001
What UNITED SOUTHERN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,263,000 | 92,137,000 | 94,369,000 | 97,236,000 |
| Total loans | 59,572,000 | 60,004,000 | 59,663,000 | 60,846,000 |
| Allowance for loan losses | 717,000 | 722,000 | 705,000 | 704,000 |
| Securities available for sale | 11,479,000 | 12,247,000 | 12,816,000 | 12,332,000 |
| Securities held to maturity | 13,416,000 | 12,413,000 | 12,312,000 | 11,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,625,000 | 82,557,000 | 84,634,000 | 87,610,000 |
| Interest-bearing deposits | 77,189,000 | 74,339,000 | 76,040,000 | 77,156,000 |
| Noninterest-bearing deposits | 8,436,000 | 8,218,000 | 8,594,000 | 10,454,000 |
| Equity capital | 9,415,000 | 9,402,000 | 9,565,000 | 9,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,071,000 | 4,467,000 | 5,778,000 |
| Interest expense | 1,087,000 | 2,116,000 | 3,060,000 | 3,888,000 |
| Net interest income | 504,000 | 955,000 | 1,407,000 | 1,890,000 |
| Noninterest income | 84,000 | 190,000 | 282,000 | 383,000 |
| Noninterest expense | 514,000 | 1,018,000 | 1,528,000 | 2,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 127,000 | 161,000 | 243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 127,000 | 161,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,241,000 | 9,294,000 | 9,330,000 | 9,366,000 |
| Total capital | 9,958,000 | 10,016,000 | 10,035,000 | 10,070,000 |
| Risk-weighted assets | 64,718,000 | 63,908,000 | 64,796,000 | 66,028,000 |