Call reports 2014
FIRST TRUST AND SAVINGS BANK — 2014
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 146,371,000 |
| Total loans | 85,978,000 |
| Allowance for loan losses | 1,799,000 |
| Securities available for sale | 18,180,000 |
| Securities held to maturity | 17,106,000 |
| Trading assets | 0 |
| Total deposits | 125,813,000 |
| Interest-bearing deposits | 103,054,000 |
| Noninterest-bearing deposits | 22,759,000 |
| Equity capital | 15,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 1,503,000 |
| Interest expense | 256,000 |
| Net interest income | 1,247,000 |
| Noninterest income | 181,000 |
| Noninterest expense | 1,047,000 |
| Provision for loan losses | 50,000 |
| Pretax income | 331,000 |
| Income tax | 18,000 |
| Net income | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 15,602,000 |
| Total capital | 16,753,000 |
| Risk-weighted assets | 91,459,000 |