Call reports 2001
FIRST TRUST AND SAVINGS BANK — 2001
What FIRST TRUST AND SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,216,000 | 74,878,000 | 77,505,000 | 78,026,000 |
| Total loans | 53,813,000 | 55,162,000 | 56,294,000 | 55,267,000 |
| Allowance for loan losses | 698,000 | 764,000 | 766,000 | 856,000 |
| Securities available for sale | 2,106,000 | 1,568,000 | 3,865,000 | 5,055,000 |
| Securities held to maturity | 5,573,000 | 5,360,000 | 5,390,000 | 5,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,193,000 | 68,499,000 | 70,865,000 | 71,465,000 |
| Interest-bearing deposits | 54,413,000 | 56,411,000 | 57,702,000 | 58,910,000 |
| Noninterest-bearing deposits | 11,780,000 | 12,088,000 | 13,163,000 | 12,555,000 |
| Equity capital | 5,592,000 | 5,761,000 | 5,920,000 | 5,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,924,000 | 4,359,000 | 5,737,000 |
| Interest expense | 670,000 | 1,377,000 | 2,083,000 | 2,691,000 |
| Net interest income | 795,000 | 1,547,000 | 2,276,000 | 3,046,000 |
| Noninterest income | 198,000 | 395,000 | 578,000 | 813,000 |
| Noninterest expense | 645,000 | 1,326,000 | 1,951,000 | 2,547,000 |
| Provision for loan losses | 90,000 | 180,000 | 305,000 | 430,000 |
| Pretax income | 258,000 | 436,000 | 598,000 | 882,000 |
| Income tax | 13,000 | 22,000 | 31,000 | 40,000 |
| Net income | 245,000 | 414,000 | 567,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,573,000 | 5,742,000 | 5,833,000 | 5,958,000 |
| Total capital | 6,271,000 | 6,356,000 | 6,477,000 | 6,602,000 |
| Risk-weighted assets | 65,391,000 | 48,934,000 | 51,784,000 | 51,278,000 |