Call reports 2025
QUONTIC BANK — 2025
What QUONTIC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 795,786,000 | 744,824,000 | 716,426,000 | 831,982,000 |
| Total loans | 585,127,000 | 570,824,000 | 585,921,000 | 584,970,000 |
| Allowance for loan losses | 873,000 | 965,000 | 1,016,000 | 1,120,000 |
| Securities available for sale | 4,764,000 | 4,790,000 | 4,847,000 | 4,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 2,627,000 |
| Total deposits | 697,799,000 | 653,191,000 | 609,130,000 | 739,628,000 |
| Interest-bearing deposits | 685,987,000 | 639,068,000 | 597,354,000 | 729,664,000 |
| Noninterest-bearing deposits | 11,812,000 | 14,123,000 | 11,776,000 | 9,964,000 |
| Equity capital | 83,630,000 | 81,998,000 | 82,997,000 | 84,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,076,000 | 27,641,000 | 40,412,000 | 53,270,000 |
| Interest expense | 7,035,000 | 13,584,000 | 19,686,000 | 26,022,000 |
| Net interest income | 6,041,000 | 14,057,000 | 20,726,000 | 27,248,000 |
| Noninterest income | 5,214,000 | 7,924,000 | 11,990,000 | 17,599,000 |
| Noninterest expense | 9,518,000 | 19,493,000 | 28,818,000 | 38,619,000 |
| Provision for loan losses | 170,000 | 430,000 | 485,000 | 610,000 |
| Pretax income | 1,567,000 | 2,058,000 | 3,413,000 | 5,618,000 |
| Income tax | 503,000 | 653,000 | 1,066,000 | 1,387,000 |
| Net income | 1,064,000 | 1,405,000 | 2,347,000 | 4,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,143,000 | 74,484,000 | 75,426,000 | 77,311,000 |