Call reports 2019
QUONTIC BANK — 2019
What QUONTIC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 364,048,000 | 393,977,000 | 392,656,000 | 394,658,000 |
| Total loans | 288,330,000 | 281,546,000 | 281,915,000 | 301,730,000 |
| Allowance for loan losses | 1,780,000 | 1,769,000 | 1,737,000 | 1,052,000 |
| Securities available for sale | 3,860,000 | 32,000 | 5,024,000 | 5,021,000 |
| Securities held to maturity | 1,656,000 | 1,658,000 | 1,659,000 | 1,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,798,000 | 315,438,000 | 316,017,000 | 318,868,000 |
| Interest-bearing deposits | 280,281,000 | 281,432,000 | 284,070,000 | 285,403,000 |
| Noninterest-bearing deposits | 30,517,000 | 34,006,000 | 31,947,000 | 33,465,000 |
| Equity capital | 37,609,000 | 38,618,000 | 40,061,000 | 40,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,787,000 | 9,757,000 | 15,273,000 | 20,301,000 |
| Interest expense | 1,634,000 | 3,316,000 | 5,344,000 | 7,150,000 |
| Net interest income | 3,153,000 | 6,441,000 | 9,929,000 | 13,151,000 |
| Noninterest income | 3,198,000 | 7,404,000 | 12,266,000 | 17,131,000 |
| Noninterest expense | 5,552,000 | 11,955,000 | 18,031,000 | 25,306,000 |
| Provision for loan losses | 83,000 | 83,000 | 82,000 | -536,000 |
| Pretax income | 716,000 | 1,807,000 | 4,081,000 | 5,512,000 |
| Income tax | 60,000 | 147,000 | 307,000 | 413,000 |
| Net income | 656,000 | 1,660,000 | 3,774,000 | 5,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,572,000 | 36,582,000 | 38,026,000 | 38,626,000 |
| Total capital | 37,352,000 | 38,351,000 | 39,763,000 | 39,678,000 |
| Risk-weighted assets | 195,862,000 | 190,171,000 | 174,082,000 | 189,300,000 |