Call reports 2018
QUONTIC BANK — 2018
What QUONTIC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 367,417,000 | 377,421,000 | 406,804,000 | 364,005,000 |
| Total loans | 310,799,000 | 327,688,000 | 356,516,000 | 316,223,000 |
| Allowance for loan losses | 2,250,000 | 2,267,000 | 2,267,000 | 1,697,000 |
| Securities available for sale | 2,037,000 | 3,033,000 | 2,030,000 | 2,032,000 |
| Securities held to maturity | 2,316,000 | 2,317,000 | 2,319,000 | 2,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,920,000 | 315,728,000 | 337,147,000 | 313,747,000 |
| Interest-bearing deposits | 280,679,000 | 295,343,000 | 313,882,000 | 289,054,000 |
| Noninterest-bearing deposits | 20,241,000 | 20,385,000 | 23,266,000 | 24,692,000 |
| Equity capital | 31,609,000 | 31,479,000 | 33,543,000 | 34,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,679,000 | 9,633,000 | 14,797,000 | 20,594,000 |
| Interest expense | 1,222,000 | 2,587,000 | 4,229,000 | 5,993,000 |
| Net interest income | 3,457,000 | 7,046,000 | 10,568,000 | 14,601,000 |
| Noninterest income | 1,981,000 | 4,719,000 | 8,802,000 | 12,632,000 |
| Noninterest expense | 5,284,000 | 10,965,000 | 16,204,000 | 22,002,000 |
| Provision for loan losses | 113,000 | 130,000 | 130,000 | -440,000 |
| Pretax income | 41,000 | 670,000 | 3,036,000 | 5,671,000 |
| Income tax | 0 | 53,000 | 243,000 | 398,000 |
| Net income | 41,000 | 617,000 | 2,793,000 | 5,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,578,000 | 29,448,000 | 31,511,000 | 32,933,000 |
| Total capital | 31,828,000 | 31,715,000 | 33,778,000 | 34,630,000 |
| Risk-weighted assets | 180,204,000 | 186,335,000 | 200,186,000 | 188,029,000 |