Call reports 2015
QUONTIC BANK — 2015
What QUONTIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 150,030,000 | 155,493,000 | 164,718,000 | 179,871,000 |
| Total loans | 131,124,000 | 136,211,000 | 146,168,000 | 154,465,000 |
| Allowance for loan losses | 1,077,000 | 1,080,000 | 1,081,000 | 1,083,000 |
| Securities available for sale | 67,000 | 59,000 | 56,000 | 56,000 |
| Securities held to maturity | 2,020,000 | 2,018,000 | 2,015,000 | 2,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,102,000 | 136,030,000 | 144,075,000 | 157,094,000 |
| Interest-bearing deposits | 121,199,000 | 123,096,000 | 132,792,000 | 143,799,000 |
| Noninterest-bearing deposits | 9,903,000 | 12,934,000 | 11,283,000 | 13,295,000 |
| Equity capital | 17,918,000 | 18,087,000 | 18,959,000 | 21,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,194,000 | 6,407,000 | 8,685,000 |
| Interest expense | 291,000 | 605,000 | 951,000 | 1,317,000 |
| Net interest income | 1,736,000 | 3,589,000 | 5,456,000 | 7,368,000 |
| Noninterest income | 1,327,000 | 2,874,000 | 4,899,000 | 6,622,000 |
| Noninterest expense | 2,531,000 | 5,319,000 | 8,254,000 | 11,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 532,000 | 1,144,000 | 2,101,000 | 2,518,000 |
| Income tax | 30,000 | 73,000 | 158,000 | 161,000 |
| Net income | 502,000 | 1,071,000 | 1,943,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,883,000 | 16,052,000 | 16,924,000 | 19,298,000 |
| Total capital | 16,913,000 | 17,093,000 | 17,988,000 | 20,381,000 |
| Risk-weighted assets | 82,358,000 | 83,267,000 | 85,092,000 | 90,340,000 |