Call reports 2013
QUONTIC BANK — 2013
What QUONTIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,965,000 | 133,042,000 | 132,942,000 | 121,520,000 |
| Total loans | 100,180,000 | 98,894,000 | 103,342,000 | 105,989,000 |
| Allowance for loan losses | 718,000 | 788,000 | 862,000 | 936,000 |
| Securities available for sale | 193,000 | 135,000 | 135,000 | 119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,965,000 | 116,277,000 | 115,966,000 | 104,401,000 |
| Interest-bearing deposits | 112,391,000 | 107,929,000 | 106,269,000 | 96,473,000 |
| Noninterest-bearing deposits | 13,574,000 | 8,348,000 | 9,697,000 | 7,928,000 |
| Equity capital | 15,338,000 | 15,868,000 | 16,168,000 | 16,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,391,000 | 5,027,000 | 6,835,000 |
| Interest expense | 376,000 | 754,000 | 1,131,000 | 1,430,000 |
| Net interest income | 1,277,000 | 2,637,000 | 3,896,000 | 5,405,000 |
| Noninterest income | 1,397,000 | 3,245,000 | 4,330,000 | 5,446,000 |
| Noninterest expense | 2,331,000 | 4,737,000 | 6,809,000 | 9,048,000 |
| Provision for loan losses | 325,000 | 575,000 | 794,000 | 1,089,000 |
| Pretax income | 18,000 | 570,000 | 623,000 | 714,000 |
| Income tax | 0 | 0 | 13,000 | 85,000 |
| Net income | 18,000 | 570,000 | 610,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,236,000 | 13,767,000 | 14,067,000 | 14,086,000 |
| Total capital | 13,954,000 | 14,555,000 | 14,905,000 | 14,951,000 |
| Risk-weighted assets | 67,509,000 | 63,634,000 | 67,020,000 | 69,123,000 |