Call reports 2012
QUONTIC BANK — 2012
What QUONTIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,045,000 | 103,716,000 | 111,813,000 | 121,610,000 |
| Total loans | 70,131,000 | 89,082,000 | 86,676,000 | 97,500,000 |
| Allowance for loan losses | 512,000 | 628,000 | 643,000 | 693,000 |
| Securities available for sale | 1,114,000 | 333,000 | 310,000 | 206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,264,000 | 89,441,000 | 95,985,000 | 105,381,000 |
| Interest-bearing deposits | 72,961,000 | 80,041,000 | 86,650,000 | 92,931,000 |
| Noninterest-bearing deposits | 8,303,000 | 9,400,000 | 9,335,000 | 12,450,000 |
| Equity capital | 13,281,000 | 13,502,000 | 14,835,000 | 15,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,581,000 | 4,078,000 | 5,592,000 |
| Interest expense | 270,000 | 561,000 | 887,000 | 1,226,000 |
| Net interest income | 938,000 | 2,020,000 | 3,191,000 | 4,366,000 |
| Noninterest income | 1,353,000 | 2,486,000 | 4,390,000 | 5,825,000 |
| Noninterest expense | 1,721,000 | 3,445,000 | 5,390,000 | 7,475,000 |
| Provision for loan losses | 98,000 | 392,000 | 577,000 | 627,000 |
| Pretax income | 491,000 | 688,000 | 1,633,000 | 2,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 491,000 | 688,000 | 1,633,000 | 2,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,199,000 | 11,396,000 | 12,726,000 | 13,204,000 |
| Total capital | 11,711,000 | 12,024,000 | 13,369,000 | 13,897,000 |
| Risk-weighted assets | 58,142,000 | 60,608,000 | 61,387,000 | 65,857,000 |