Call reports 2025
RNB STATE BANK — 2025
What RNB STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 268,264,000 | 271,140,000 | 282,089,000 | 286,923,000 |
| Total loans | 146,548,000 | 147,620,000 | 149,567,000 | 149,743,000 |
| Allowance for loan losses | 2,181,000 | 2,187,000 | 2,187,000 | 2,177,000 |
| Securities available for sale | 92,038,000 | 94,896,000 | 98,645,000 | 92,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,881,000 | 255,984,000 | 263,680,000 | 267,243,000 |
| Interest-bearing deposits | 198,319,000 | 202,557,000 | 206,016,000 | 210,283,000 |
| Noninterest-bearing deposits | 54,562,000 | 53,427,000 | 57,664,000 | 56,960,000 |
| Equity capital | 14,376,000 | 14,155,000 | 17,289,000 | 18,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,117,000 | 6,436,000 | 9,902,000 | 13,416,000 |
| Interest expense | 838,000 | 1,723,000 | 2,615,000 | 3,536,000 |
| Net interest income | 2,279,000 | 4,713,000 | 7,287,000 | 9,880,000 |
| Noninterest income | 166,000 | 353,000 | 535,000 | 719,000 |
| Noninterest expense | 2,065,000 | 4,169,000 | 6,332,000 | 8,557,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 354,000 | 832,000 | 1,458,000 | 1,610,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 832,000 | 1,458,000 | 1,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,935,000 | 24,413,000 | 25,039,000 | 25,192,000 |
| Total capital | 25,991,000 | 26,500,000 | 27,173,000 | 27,359,000 |
| Risk-weighted assets | 164,358,000 | 166,788,000 | 170,633,000 | 173,350,000 |