Call reports 2024
RNB STATE BANK — 2024
What RNB STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 252,097,000 | 253,129,000 | 254,583,000 | 262,027,000 |
| Total loans | 145,929,000 | 146,057,000 | 152,236,000 | 149,092,000 |
| Allowance for loan losses | 2,164,000 | 2,176,000 | 2,192,000 | 2,183,000 |
| Securities available for sale | 67,314,000 | 70,150,000 | 79,497,000 | 89,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,719,000 | 239,283,000 | 238,355,000 | 248,072,000 |
| Interest-bearing deposits | 170,201,000 | 186,192,000 | 184,494,000 | 193,052,000 |
| Noninterest-bearing deposits | 68,518,000 | 53,091,000 | 53,861,000 | 55,020,000 |
| Equity capital | 12,320,000 | 12,826,000 | 15,155,000 | 12,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,605,000 | 8,578,000 | 11,737,000 |
| Interest expense | 750,000 | 1,567,000 | 2,421,000 | 3,262,000 |
| Net interest income | 1,979,000 | 4,038,000 | 6,157,000 | 8,475,000 |
| Noninterest income | 202,000 | 405,000 | 587,000 | 787,000 |
| Noninterest expense | 2,105,000 | 4,161,000 | 6,182,000 | 8,240,000 |
| Provision for loan losses | 15,000 | 23,000 | 38,000 | 38,000 |
| Pretax income | 100,000 | 311,000 | 402,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 311,000 | 402,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,535,000 | 23,745,000 | 23,836,000 | 23,582,000 |
| Total capital | 25,608,000 | 25,803,000 | 25,901,000 | 25,637,000 |
| Risk-weighted assets | 165,694,000 | 164,453,000 | 165,050,000 | 164,233,000 |