Call reports 2023
RNB STATE BANK — 2023
What RNB STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 247,105,000 | 247,102,000 | 246,446,000 | 255,929,000 |
| Total loans | 153,471,000 | 155,379,000 | 157,207,000 | 149,978,000 |
| Allowance for loan losses | 2,120,000 | 2,142,000 | 2,130,000 | 2,144,000 |
| Securities available for sale | 68,671,000 | 67,002,000 | 64,023,000 | 67,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,013,000 | 229,259,000 | 229,134,000 | 242,240,000 |
| Interest-bearing deposits | 178,201,000 | 170,904,000 | 174,343,000 | 184,162,000 |
| Noninterest-bearing deposits | 56,812,000 | 58,355,000 | 54,791,000 | 58,078,000 |
| Equity capital | 11,141,000 | 10,805,000 | 9,212,000 | 12,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 4,956,000 | 7,605,000 | 10,340,000 |
| Interest expense | 377,000 | 999,000 | 1,705,000 | 2,458,000 |
| Net interest income | 2,048,000 | 3,957,000 | 5,900,000 | 7,882,000 |
| Noninterest income | 190,000 | 398,000 | 613,000 | 816,000 |
| Noninterest expense | 1,953,000 | 3,942,000 | 5,962,000 | 8,138,000 |
| Provision for loan losses | 28,000 | 48,000 | 56,000 | 65,000 |
| Pretax income | 318,000 | 435,000 | 389,000 | 630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 435,000 | 389,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,122,000 | 23,239,000 | 23,194,000 | 23,434,000 |
| Total capital | 25,258,000 | 25,384,000 | 25,352,000 | 25,537,000 |
| Risk-weighted assets | 171,480,000 | 171,551,000 | 172,931,000 | 168,159,000 |