Call reports 2022
RNB STATE BANK — 2022
What RNB STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 250,043,000 | 247,504,000 | 245,021,000 | 244,784,000 |
| Total loans | 137,595,000 | 150,942,000 | 151,485,000 | 153,374,000 |
| Allowance for loan losses | 1,881,000 | 1,917,000 | 2,056,000 | 2,093,000 |
| Securities available for sale | 82,890,000 | 72,697,000 | 69,595,000 | 69,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,494,000 | 236,680,000 | 235,333,000 | 233,359,000 |
| Interest-bearing deposits | 171,916,000 | 178,696,000 | 174,542,000 | 175,044,000 |
| Noninterest-bearing deposits | 61,578,000 | 57,984,000 | 60,791,000 | 58,315,000 |
| Equity capital | 15,694,000 | 9,979,000 | 8,806,000 | 10,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,921,000 | 6,177,000 | 8,539,000 |
| Interest expense | 81,000 | 180,000 | 315,000 | 464,000 |
| Net interest income | 1,758,000 | 3,741,000 | 5,862,000 | 8,075,000 |
| Noninterest income | 183,000 | 377,000 | 599,000 | 798,000 |
| Noninterest expense | 1,755,000 | 3,613,000 | 5,453,000 | 7,383,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | -74,000 | 26,000 | 344,000 | 842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -74,000 | 26,000 | 344,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,889,000 | 21,989,000 | 22,307,000 | 22,804,000 |
| Total capital | — | — | 24,379,000 | 24,913,000 |
| Risk-weighted assets | — | — | 170,993,000 | 170,546,000 |