Call reports 2021
RNB STATE BANK — 2021
What RNB STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 225,800,000 | 243,162,000 | 245,376,000 | 253,223,000 |
| Total loans | 116,940,000 | 117,343,000 | 130,421,000 | 135,133,000 |
| Allowance for loan losses | 1,784,000 | 1,800,000 | 1,815,000 | 1,845,000 |
| Securities available for sale | 71,892,000 | 90,857,000 | 79,605,000 | 81,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,664,000 | 222,114,000 | 224,186,000 | 231,220,000 |
| Interest-bearing deposits | 151,815,000 | 166,205,000 | 164,975,000 | 170,217,000 |
| Noninterest-bearing deposits | 53,849,000 | 55,909,000 | 59,211,000 | 61,003,000 |
| Equity capital | 19,060,000 | 20,022,000 | 20,412,000 | 21,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,986,000 | 3,940,000 | 5,846,000 | 7,813,000 |
| Interest expense | 92,000 | 184,000 | 273,000 | 358,000 |
| Net interest income | 1,894,000 | 3,756,000 | 5,573,000 | 7,455,000 |
| Noninterest income | 190,000 | 413,000 | 632,000 | 839,000 |
| Noninterest expense | 1,599,000 | 3,255,000 | 4,927,000 | 6,729,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 90,000 |
| Pretax income | 541,000 | 966,000 | 1,294,000 | 1,551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 541,000 | 966,000 | 1,294,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,653,000 | 20,078,000 | 20,406,000 | 21,963,000 |