Call reports 2020
RNB STATE BANK — 2020
What RNB STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 179,086,000 | 217,021,000 | 219,771,000 | 219,023,000 |
| Total loans | 107,904,000 | 117,098,000 | 115,211,000 | 109,771,000 |
| Allowance for loan losses | 1,703,000 | 1,734,000 | 1,747,000 | 1,754,000 |
| Securities available for sale | 36,054,000 | 47,526,000 | 65,804,000 | 76,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,250,000 | 196,888,000 | 199,520,000 | 198,602,000 |
| Interest-bearing deposits | 120,505,000 | 143,825,000 | 143,669,000 | 143,092,000 |
| Noninterest-bearing deposits | 39,745,000 | 53,063,000 | 55,851,000 | 55,510,000 |
| Equity capital | 17,954,000 | 19,178,000 | 19,276,000 | 19,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 4,143,000 | 5,942,000 | 7,673,000 |
| Interest expense | 147,000 | 306,000 | 433,000 | 542,000 |
| Net interest income | 1,718,000 | 3,837,000 | 5,509,000 | 7,131,000 |
| Noninterest income | 188,000 | 347,000 | 541,000 | 726,000 |
| Noninterest expense | 1,649,000 | 3,287,000 | 4,944,000 | 6,563,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 3,000 | 789,000 | 1,033,000 | 1,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 789,000 | 1,033,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,108,000 | 18,769,000 | 18,888,000 | 19,111,000 |