Call reports 2019
RNB STATE BANK — 2019
What RNB STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,023,000 | 173,888,000 | 179,901,000 | 178,844,000 |
| Total loans | 101,610,000 | 107,094,000 | 106,082,000 | 106,398,000 |
| Allowance for loan losses | 1,715,000 | 1,717,000 | 1,700,000 | 1,702,000 |
| Securities available for sale | 40,156,000 | 38,227,000 | 36,461,000 | 36,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,724,000 | 154,040,000 | 160,746,000 | 159,585,000 |
| Interest-bearing deposits | 117,707,000 | 118,032,000 | 121,682,000 | 119,373,000 |
| Noninterest-bearing deposits | 37,017,000 | 36,008,000 | 39,064,000 | 40,212,000 |
| Equity capital | 17,305,000 | 17,895,000 | 18,151,000 | 18,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,651,000 | 5,545,000 | 7,476,000 |
| Interest expense | 157,000 | 331,000 | 517,000 | 695,000 |
| Net interest income | 1,627,000 | 3,320,000 | 5,028,000 | 6,781,000 |
| Noninterest income | 180,000 | 368,000 | 564,000 | 754,000 |
| Noninterest expense | 1,528,000 | 3,129,000 | 4,758,000 | 6,315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 670,000 | 964,000 | 1,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 670,000 | 964,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,536,000 | 17,756,000 | 17,950,000 | 18,230,000 |
| Total capital | 19,035,000 | 19,326,000 | 19,511,000 | 19,797,000 |
| Risk-weighted assets | 119,699,000 | 125,468,000 | 124,725,000 | 125,214,000 |