Call reports 2018
RNB STATE BANK — 2018
What RNB STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,064,000 | 175,997,000 | 180,700,000 | 177,965,000 |
| Total loans | 98,746,000 | 100,023,000 | 105,664,000 | 103,171,000 |
| Allowance for loan losses | 1,853,000 | 1,901,000 | 1,950,000 | 1,709,000 |
| Securities available for sale | 45,002,000 | 45,886,000 | 44,334,000 | 47,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,074,000 | 154,499,000 | 163,336,000 | 160,324,000 |
| Interest-bearing deposits | 119,684,000 | 119,212,000 | 126,713,000 | 117,357,000 |
| Noninterest-bearing deposits | 35,390,000 | 35,287,000 | 36,623,000 | 42,967,000 |
| Equity capital | 16,025,000 | 16,103,000 | 16,313,000 | 16,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,332,000 | 5,123,000 | 6,990,000 |
| Interest expense | 100,000 | 211,000 | 333,000 | 465,000 |
| Net interest income | 1,568,000 | 3,121,000 | 4,790,000 | 6,525,000 |
| Noninterest income | 169,000 | 360,000 | 578,000 | 753,000 |
| Noninterest expense | 1,471,000 | 2,975,000 | 4,509,000 | 6,074,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 140,000 |
| Pretax income | 224,000 | 422,000 | 733,000 | 1,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 422,000 | 733,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,844,000 | 16,942,000 | 17,153,000 | 17,384,000 |
| Total capital | 18,293,000 | 18,407,000 | 18,691,000 | 18,892,000 |
| Risk-weighted assets | 115,528,000 | 116,754,000 | 122,645,000 | 120,339,000 |