Call reports 2017
RNB STATE BANK — 2017
What RNB STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 177,873,000 | 178,527,000 | 179,264,000 | 183,596,000 |
| Total loans | 90,680,000 | 95,558,000 | 98,417,000 | 99,752,000 |
| Allowance for loan losses | 1,641,000 | 1,721,000 | 1,759,000 | 1,807,000 |
| Securities available for sale | 48,943,000 | 48,004,000 | 46,472,000 | 45,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,510,000 | 156,246,000 | 156,583,000 | 160,121,000 |
| Interest-bearing deposits | 123,033,000 | 122,222,000 | 123,860,000 | 122,954,000 |
| Noninterest-bearing deposits | 33,477,000 | 34,024,000 | 32,723,000 | 37,167,000 |
| Equity capital | 15,679,000 | 16,175,000 | 16,295,000 | 16,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,258,000 | 4,926,000 | 6,665,000 |
| Interest expense | 84,000 | 179,000 | 271,000 | 359,000 |
| Net interest income | 1,501,000 | 3,079,000 | 4,655,000 | 6,306,000 |
| Noninterest income | 178,000 | 375,000 | 563,000 | 727,000 |
| Noninterest expense | 1,342,000 | 2,659,000 | 4,103,000 | 5,511,000 |
| Provision for loan losses | 18,000 | 103,000 | 135,000 | 177,000 |
| Pretax income | 342,000 | 715,000 | 1,003,000 | 1,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 342,000 | 715,000 | 1,003,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,994,000 | 16,266,000 | 16,455,000 | 16,720,000 |
| Total capital | 17,333,000 | 17,694,000 | 17,908,000 | 18,179,000 |
| Risk-weighted assets | 106,845,000 | 113,936,000 | 115,961,000 | 116,420,000 |